Many couples avoid discussing money, often waiting until conflicts arise, but Heather and Douglas Boneparth, authors of Money Together, argue that honest financial conversations can strengthen relationships and help partners reach long-term goals.
Millions of U.S. households own individual retirement accounts (IRAs). Experts warn that simple mistakes with these accounts can be costly. One of the most common errors involves overlooking beneficiary designations.
Financial advisors are urging beneficiaries to exercise caution when managing inherited individual retirement accounts (IRAs), as complex IRS rules and looming deadlines could lead to steep penalties and unexpected taxes.
Asset managers are rapidly expanding their mutual fund strategies into exchange-traded funds (ETFs), aiming to capitalize on ETFs’ surging popularity and provide more tax-efficient and lower-cost options for retail investors.
A growing number of Americans may be overestimating their financial readiness for retirement, according to new survey data from Prudential, which found that many adults feel prepared despite overlooking key factors such as inflation and future Social Security benefits.
Millions of student loan borrowers will once again have access to debt forgiveness under two long-standing repayment programs, after the American Federation of Teachers (AFT) reached an agreement with the Trump administration.
About 71% of U.S. adults say monthly debt payments hinder their ability to build wealth or savings, the National Foundation for Credit Counseling (NFCC) reported in a survey conducted by Harris Poll this spring among 2,010 adults.
Demand for exchange-traded funds (ETFs) continues to surge as investors seek low-cost, tax-efficient options, but financial experts caution that common errors could undermine long-term gains.
In his new book, The Art of Spending Money, bestselling author and financial thinker Morgan Housel argues that true wealth is built not through speed or luck, but through patience, self-awareness, and mindful spending.
Department store shopping may be losing its appeal among Generation Z, but older consumers continue to embrace it for reasons that go beyond nostalgia.
The average price of used electric vehicles has fallen to nearly the same level as gasoline-powered cars, setting the stage for major growth in the secondhand EV market despite the recent end of a federal tax credit.
Even as a federal government shutdown loomed, the S&P 500 kept surging to new all-time highs. The index, which tracks large-cap U.S. equities, has soared nearly 90% since the current bull market began three years ago, driven in part by advances in AI, according to Morgan Stanley Wealth Management.
Finding the right financial advisor can be one of the most important decisions for long-term economic security, but experts caution that not every advisor has clients’ best interests at heart.
A 36-year-old American veteran has found stability and happiness in Vietnam after leaving the U.S. Air Force, where financial strain, personal setbacks, and health challenges once shaped his path.
From financing milestone trips to setting playful savings challenges, this unconventional approach to “financial intimacy” is gaining popularity among young adults seeking both accountability and connection in their spending habits.
Exchange-traded funds (ETFs) and mutual funds may appear similar to most investors nowadays, offering diversified baskets of stocks, bonds, and other assets managed by professionals.
Exchange-traded funds (ETFs) attracted $540 billion in new money in the first half of 2025—outpacing inflows during the same period last year—yet financial professionals warn that investor missteps could jeopardize long-term goals.
More than one in five Americans believe it will “take a miracle” to retire securely, according to a new survey highlighting widespread concerns about financial readiness for retirement.
The U.S. labor market showed signs of strain in August as employers added just 22,000 jobs—well below expectations—while the unemployment rate climbed to 4.3%, according to a Bureau of Labor Statistics report released Friday.
The U.S. economy added just 22,000 jobs in August, well below expectations, while the unemployment rate climbed to 4.3%, its highest level in nearly four years, according to a Bureau of Labor Statistics report released Sept. 5.
The U.S. retirement system received a C+ grade in the 2024 Mercer CFA Institute Global Pension Index, reflecting weaknesses in coverage and income stability compared with nations that mandate retirement savings.
As U.S. employees prepare for 2025 health care open enrollment, rising medical expenses and shifting employer contributions are raising concerns about affordability.
A new report has identified “quiet cracking” as a growing but less visible workplace issue than the widely discussed phenomenon of “quiet quitting,” warning that the persistent unhappiness it represents can be equally harmful to employees and organizations.
Contributing to a Roth 401(k) or a Roth individual retirement account (IRA) can be a strategic way to prepare for retirement, with both options offering tax-free growth and withdrawals.
As Americans live longer and worry about stretching their savings, more workers are banking on postponing retirement to secure financial stability. Yet economists caution that the strategy carries significant risks.
The Trump administration announced Monday it is moving to restrict eligibility for the Public Service Loan Forgiveness (PSLF) program, a popular initiative that allows government and nonprofit workers to have their federal student loans canceled after 10 years of qualifying payments.
A new survey from LendingTree shows that almost a quarter of U.S. consumers have used buy now, pay later (BNPL) loans to cover the cost of attending concerts or festivals, with younger generations leading the trend.
As premium travel credit cards raise annual fees and restrict popular benefits, industry experts warn that maximizing rewards is becoming increasingly difficult, urging consumers to reassess whether these cards still provide value.
Exchange-traded funds (ETFs) have reached new milestones in investor adoption, topping $10 trillion in assets for the first time in November and climbing to $13.74 trillion as of June, according to data from Cerulli Associates and Hightower Advisors.
Federal student loan borrowers who remain in the Biden-era SAVE forbearance face mounting financial risks following recent policy changes, including resumed interest charges, halted loan forgiveness progress, and eventual automatic transfer to a new repayment plan.
A growing number of couples are turning to credit cards to help finance their weddings, but financial experts stress that success depends on using them strategically and responsibly.
The Animal Care Centers (ACC) of New York City announced it had reached capacity, prompting a halt in accepting new animals — except in emergencies — across its three shelters.
President Donald Trump’s latest tax and spending legislation introduces a new government-funded savings program for children, offering a one-time $1,000 deposit to every newborn U.S. citizen starting in July 2026.
President Donald Trump’s newly enacted tax legislation, described as the “big beautiful bill,” features a high-profile section titled “no tax on tips.”
A San Francisco man was shocked when his online furniture purchase triggered a $1,170 fee upon delivery — a vivid example of how U.S. tariffs on imports are increasingly burdening consumers.
Despite expecting to need over $1 million for a comfortable retirement, only 30% of U.S. workers believe they will reach that milestone, according to a new survey by investment firm Schroders.
American travelers heading to Europe this summer may find flight prices more affordable than in previous years, but once they land, they’re confronting significantly higher costs due to a weakened U.S. dollar and ongoing global economic uncertainties.
Amid growing concerns about the economy, more Americans are redirecting their financial habits from post-pandemic splurging to intentional saving — a shift financial experts are calling “revenge saving.”
A sweeping legislative package backed by Senate Republicans would reduce incomes for low-income households while increasing those of higher earners, according to a Yale Budget Lab analysis released Monday.
A growing number of American workers are making career decisions based on their debt levels, with many turning to second jobs or compromising on career preferences to manage their financial obligations, according to new survey data.
Despite a partial ruling from the Senate parliamentarian, several contentious Medicaid reforms in the Republican-backed “One Big Beautiful Bill Act” remain intact, raising concerns among policy experts about the potential impact on coverage for millions of Americans.
A recent survey conducted by Charles Schwab reveals that while 90% of women investors believe they are on track to meet their financial goals, a significant majority — 85% — regret not starting their investment journey sooner.
The Trump administration has announced plans to begin phasing out the Federal Emergency Management Agency (FEMA) following the 2025 hurricane season, prompting concern among disaster preparedness experts over the future of federal emergency aid.
A proposed tax break championed by former President Donald Trump and recently passed by House Republicans could allow Americans to deduct up to $10,000 in car loan interest—but economists say few drivers would benefit substantially unless they purchase ultra-expensive vehicles.
A majority of Americans now consider taking over one’s own cell phone bill a significant marker of adulthood, according to a new nationwide survey conducted by AT&T.
A sweeping legislative proposal titled the “One Big Beautiful Bill Act” is moving through Congress with a provision that could lead to millions losing Medicaid coverage due to new work requirements.
House and Senate Republicans are advancing legislation that would eliminate a wide range of consumer tax credits tied to clean energy beginning in 2026, including incentives for electric vehicles and home energy efficiency upgrades.
Nearly half of U.S. adults now believe they need to earn at least $100,000 annually to live comfortably, according to a new survey released by Bankrate.
Proposed federal health-care cuts under the Republican-backed “One Big Beautiful Bill Act” could add as much as $22,800 in medical debt per family and push total U.S. medical debt up by $50 billion, a new report from think tank Third Way reveals.
Financial experts are cautioning consumers that simply paying bills on time may not be enough to improve their credit scores, despite widespread belief to the contrary.